lifestyle

How will your DSR affect your home loan amount?

The debt servicing ratio or DSR is a method that banks use to determine whether you can afford to pay the loan you are applying for. To measure whether you can afford the loan, the DSR takes into consideration the amount of commitment that you have against your income. 

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DONE DEAL: Two-storey terrace at USJ 16, Selangor

Noteworthy:

  • Freehold

  • Built-up: 3,954 sq ft

  • Land size: 2,600 sq ft

  • Five bedrooms, four bathrooms

  • Semi-furnished

  • Amenities: Shopping malls such as Main Place Mall USJ and One City, convenience of nearby shoplots with varieties of daily necessities,F&B offerings and public schools

When: January 2022

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DONE DEAL: Office at UOA Business Park, Selangor

Noteworthy:

  • Freehold

  • Built-up: 6,874 sq ft

  • Unfurnished

  • Accessibility: Direct link bridge to Subang Jaya KTM and LRT, easy access to multiple highways such as Federal Highway, Damansara-Puchong Expressway (LDP), New Klang Valley Expressway (NKVE) and New Pantai Expressway (NPE)

When: November 2021

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